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Modernising Payments
Future-ready payments: secure, scalable and built for change.
The payments landscape is rapidly evolving, and merchants must keep pace with changing consumer expectations, security risks, and compliance demands. Customers now expect instant, frictionless payments across multiple channels, from traditional debit and credit cards to contactless, mobile wallets, and digital-first payment experiences. However, outdated payment systems, unreliable service providers, and fragmented data create challenges that can lead to lost revenue, fraud risks, and poor customer experiences.
Challenges merchants face
- £11.3bn
UK retail industry lost £11.3bn ($14.30bn) to fraud last year. (Info security magazine)
81%
81% of German consumers say that the available payment methods influences their purchase decision. (Mollie)
$24.31 trillion
Payments solutions market value to reach US$ 24.31 trillion by 2030. (Fintech futures)
Our solution
At Equal Experts, we help merchants modernise their payments infrastructure by designing scalable, secure, and flexible platforms that enhance fraud prevention, payment reliability, and seamless integration with new payment methods. We have helped merchants to process high transaction volumes without downtime, reduce chargebacks through better fraud detection, and optimise PSP routing for cost efficiency.
We partner with global retailers and enterprise merchants to build highly resilient, future-proofed payment gateways and intelligent transaction processing systems. Alongside these solutions, we also enable merchants to take control of their payment ecosystems by improving data accessibility, automation, and security compliance, ensuring they are ready to adapt to new payment trends and expand into new markets with confidence.
some of our clients
What we do
We empower merchants to adapt to ever-changing consumer expectations with a modernised payments infrastructure that enhances security, reduces risk, and ensures seamless transactions at scale.
Data-driven fraud prevention
We work with merchants to ensure that third-party, customer and transaction data is accessible, well-structured, and optimised for fraud prevention – enabling better insights and proactive, automated security measures.
Strengthen security & compliance
We introduce secure delivery practices and evolve merchants architecture to lower data breach risks and simplify PCI compliance to safeguard their brand and customer trust.
Scale with confidence
We build scalable, resilient payment architectures with intelligent routing mechanisms that ensure seamless transactions – even during peak seasons – and enable merchants to expand their operations seamlessly.
Future-proofed for change
We build strong, adaptable foundations that enable continuous innovation at scale, so that they can support new payment methods, expansion and evolving customer needs.
WHITEPAPER
Beyond trends: a guide to payments innovation and implementation
In this whitepaper, you will learn:
- What’s driving the top five payment trends in 2025
- How to turn payments into a growth engine
- How to optimise fraud prevention using your data
- What best-in-class implementation looks like
- Real-world case studies from leaders like Klarna, John Lewis Partnership, Pret, and River Island
CASE STUDY
Delivering new features rapidly in the highly-regulated payments environment
We helped a £350 million Middle East-based payment solutions provider build a scalable and regulations-compliant payment gateway. The new platform transformed its ability to quickly launch new features to the market and rapidly expand into territories.